• Get in touch with me
  • Optimum balance of safety, liquidity and yield

  • Diversification of portfolio for investors with moderate risk appetite

  • Alternate to traditional investment options and has potential to deliver better risk adjusted returns

  • Indexation benefits for long term capital gains taxes#

    #If the units are held for more than 36 months. Investors are advised to consult their financial/tax advisors before investing
Investment
Objective

The investment objective of the Scheme is to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.

WHY MAHINDRA CREDIT RISK YOJANA?
  • Investment in quality instruments of moderate to high safety investment grade
  • Selection of securities based on Risk Guard Process; an in-house Research and Process Framework
Hear From Our Experts
Coming Soon
Product Details
Available Plans for Subscription
Regular | Direct (D)
Available Option under each plan
Dividend | Growth (D)
Available Sub-options under Dividend Option
Discretionary (D) | Quarterly
Available Facilities under Dividend Option
Dividend Payout | Dividend Re-investment (D)
D - Default
Asset Allocation
Asset Allocation Pattern Proportion (%) Risk Profile
AA^ and below rated Corporate Bonds 65 - 100 Medium
Debt* and Money Market Instruments 0-35 Low
Units issued by REITs & InvITs 0-10 Medium to High
^ Excluding AA+ rated Corporate Bonds. *Includes securitized debt up to 30% of the net assets of the Scheme. For complete asset allocation pattern and further details, please refer SID of the scheme available here

Benchmark
Composite Benchmark: 75% CRISIL AA Short Term Bond Index & 25% CRISIL AAA Short Term Bond Index
Fund Manager: Mr. Rahul Pal

Investment Details
Purchase Rs. 1,000/- and in multiples of Re. 1/- thereafter
Additional Purchase Rs. 1,000/- and in multiples of Re. 1/- thereafter
Switch in Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.
Redemption Rs. 1,000/- or 1 unit or account balance, whichever is lower
Entry Load:

Not applicable

Exit Load:

10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units. Any redemption in excess of the above limit shall be subject to the following exit load:

  • An exit load of 1% is payable if Units are redeemed/ switched-out on or before completion of 12 months from the date of allotment of Units
  • Nil - If Units are redeemed/ switched-out after completion of 12 months from the date of allotment of Units.
Redemption / Switch-Out of Units would be done on First in - First out basis (FIFO)

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

1st Floor,Sadhna House, 570, P.B Marg, Worli, Mumbai - 400018

No associated fees applicable.

Riskometer
Investors understand that their principal will be at moderate risk

This product is suitable for investors who are seeking*:

  • To generate regular returns and capital appreciation over medium term
  • Investment predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them
Listening...
Say Hello to View Commands