Mahindra Credit Risk Yojana

An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)

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Fund Options

Plans

  • Type : Mutual Fund
  • Asset Class : Debt

Face Value
10

Fund Summary

  • Min Investment

    1000

  • Min SIP

    500

  • Lock In

    No

  • NFO Starts

    27 Jul 2018

  • NFO Ends

    10 Aug 2018

  • Exit Load 1 Yr

    1% *

  • *10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units. Any redemption in excess of the above limit shall be subject to the following exit load:

    » An exit load of 1% is payable if Units are redeemed / switched-out on or before completion of 12 months from the date of allotment of Units;

    » Nil - If Units are redeemed / switched-out after completion of 12 months from the date of allotment of Units.

    » Redemption / Switch-Out of Units would be done on First in - First out basis (FIFO)

Riskometer

Riskometer

This Product is Suitable for investors who are seeking*

  • To generate regular returns and capital appreciation over medium term.
  • Investment predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity.
  • Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Investment Objective:

The investment objective of the Scheme is to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there is no assurance that the investment objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.

Scheme Features:

  • Optimum balance of safety, liquidity and yield
  • Diversification of portfolio for investors with moderate risk appetite
  • Alternate to traditional investment options and has potential to deliver better risk adjusted returns
  • Indexation benefits for Long Term Capital Gains Taxes*

* If the units are held for more than 36 months.
Investors are advised to consult their financial/tax advisors before investing

Why Mahindra Credit Risk Yojana?

  • Investment in quality instruments of moderate to high safety investment grade
  • Selection of securities based on Risk Guard Process – An in-house Research and Process framework

What is the ideal investment horizon?

Indexation benefits available for long term capital gains taxes make it ideal for an investment horizon of 3 years and beyond. However, you can redeem whenever you need to as there is no lock-in.

Benchmark:

Composite Benchmark: 75% CRISIL AA Short Term Bond Index & 25% CRISIL AAA Short Term Bond Index

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

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